This job is already expired. Here to continue job search.
Recruit Ref: L0523748
Posting Date: 2021-07-28
Welend Limited
Welend Limited

WeLab is a leading fintech company in Asia with one of the first virtual banks established in Hong Kong. WeLab provides financial services by creating seamless digital experiences to over 36 million customers across Hong Kong, Mainland China, and Indonesia.

Using its proprietary risk management technology and advanced AI capabilities, WeLab effectively analyzes unstructured mobile big data within seconds to provide innovative financial services and offer consumer financing solutions for individual customers. The company also offers B2B enterprise solutions by partnering with traditional financial institutions, which utilize WeLab’s technology to offer fintech-enabled services to their customers. WeLab operates WeLend and the WeLab virtual bank in Hong Kong, WeLab Digital (我来数科), Taoxinji (淘新机), Wallet Gugu (钱夹谷谷) and Tianmian Tech (天冕科技) in Mainland China and Maucash in Indonesia.

WeLab’s investors include Malaysian sovereign wealth fund Khazanah Nasional Berhad, CK Hutchison’s TOM Group, International Finance Corporation (a member of the World Bank Group), Alibaba Entrepreneurs Fund, Sequoia Capital and ING Bank.

Group Risk Manager / Senior Manager

Job Description:

WeLab is a leading fintech company in Asia, which operates one of first licensed digital banks in Asia – WeLab Bank, as well as multiple leading online financial services businesses including WeLend and WeLab Bank in Hong Kong, WeLab Digital (我来数科), Taoxinji (淘新机), Wallet Gugu (钱夹谷谷) and Tianmian Tech (天冕科技) in Mainland China and Maucash in Indonesia. WeLab aims to bring joy to everyone’s financial journey. We strive to improve people’s lives by reinventing financial services through game-changing technology. We put our people first, whether it’s our customers or our employees.

We are an energetic and passionate team that can deliver and execute. We are looking for other intellectually curious, open-minded and smart-working individuals who are just as passionate as we are about making financial services enjoyable. Now you have the opportunity to join us on our journey to achieve our vision and be part of building a better financial future for everyone.

About you:

  • You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment
  • You have a strong thirst for knowledge and are driven to find solutions that don't exist yet
  • You are comfortable with ambiguity and extremely resourceful (in your past life you could've been a detective)
  • You always find a way to get things done without sacrificing the quality of your work, integrity and values. No task is off limits for you
  • You are humble and prioritize the success of the team over your own with an eagerness to help those around you
  • You don't shy away from challenges and have the ability to bounce back from setbacks

About this role

Group Risk function is accountable for enabling the efficient and effective governance of significant risks, and related opportunities in Mainland China, Hong Kong and Asia markets. He/she supports CRO in the Company’s risk management operations, including managing, identifying, evaluating, reporting and overseeing the Company’s risks externally and internally.

What you’ll do and what success looks like in this role

  • Interface with management across the Business, Risk and other functions at group and country level
  • Point of contact for Risk Committee requests and to assist with the co-ordination meetings and the documentation and data requests with country
  • Review credit policies on lending to ensure the consistency with overall business directions and risk appetite standards
  • Ensure consistent application and enforcement of credit policies in credit operations functions, and seek synergies across different business units
  • Lead and design stress test models and assumptions, and work with business units on the execution on tripwires and triggers
  • Design and implement dashboard to monitor credit quality and risk distributions, caps and triggers
  • Participate in working groups to ensure the project deliverables and deadlines are met
  • Anticipate changes in credit conditions and follow-up on actions to mitigate potential risks
  • Communicate with company stakeholders about the business' risk profiles and assessments

What is required and what we’re looking for

  • BSc/BA in Statistics / Risk Management / Accounting or relevant discipline;
  • At least 6 years’ experience in risk management; Work Experience on Retail Credit Product is a must
  • Proven experience in risk management managerial role and interactions with different business units
  • Demonstrable competency in strategic thinking and business development
  • Strong leadership and organizational skills
  • Excellent communication and people skills
  • Proficient in reading, writing, and speaking Chinese (Mandarin)
  • Candidate with more experience would be considered as Senior Manager

WeLab perks

  • Competitive salary
  • Learning and development stipend, because we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn
  • Work hard and laugh lots (chicken wings and french toast, etc.) with a high-performing, fun and diverse team
  • Happiness Dollars for spending on anything that makes you happy
  • Coffee stipend
  • Conveniently located office surrounded by diverse and delicious lunch options
  • Lively office with gaming consoles and a ping pong table
  • Fun extracurricular activities with your colleagues like hiking, yoga, badminton, wine tasting, rock climbing, etc.
  • Employee referral bonuses

Awards & Recognition

  • Financial Times (FT) 2020 Asia-Pacific High-Growth Companies – #2 ranked company
  • 2020 CNBC Disruptor 50 List – #11, only company included from Hong Kong and just one of five from Asia

Interested candidates, please click

Banking / Finance / Securities / Investments 
Job Position Level:
Employment Term:
Full Time 
Min. Edu. Level Req:
Total Working Exp:
This job is already expired. Here to continue job search. is an online website providing source of employment opportunities. Explore jobs in banking like credit approval jobs, private banking jobs and mortgage jobs. Search other job vacancies in the logistics, merchandising, customer services, retail and software engineering. Other employment terms including contract, part time, and temporary are listed in the site. management trainee and graduate trainee opportunities can be found as well.
Maximum 5 Temporary Records Limit Reached!
Please Login or Register!
Recruit will store the information provided relating to your preference for jobs and your personal details in our proprietary database. This information is held in the strictest confidence and will not be disclosed to any third party without your prior approval. We may use the personal data we collect to notify you about our new services and special offers. However, if you request to delete your personal information from our database, please contact us at